blake shively
 

At Blake Shively Insurance Agency, we focus on the individual customer and develop products to fit your needs. By getting to know you, we create a complete insurance plan specific to you and your situation. Choose Blake Shively Insurance Agency and discover why our personal attention makes a difference.

blake shively

Automobile Insurance

Liability Medical
Income Protection Collision
Uninsured/Underinsured Motorists Comprehensive
Death and Disability Extended Transportation Expense
Towing/Roadside Repair First-Dollar Glass Coverage
Transportation Expense No Depreciation on a New Car
Personal Property Coverage Life Belt Plus
Car Loan Payoff Rental Coverage
Waiver of Deductible Guaranteed Prompt Claims Service
Safe Car Discount Anti-Lock Brake Discount
Air Bag Discount Antitheft Device Discount
Safe Driving Discount Multi-Car Discount
Auto/Home Discount    

Insurance for Non-Drinking Drivers


The Pacer, Homeowners Insurance

Comprehensive Protection
The Pacer, our most comprehensive homeowners policy, covers your personal property, personal effects, and personal liability. Naturally, the Pacer includes those features in most standard policies.

The Pacer includes these extras - coverage for the unexpected hazards and other perils not specifically excluded in your policy, like:
Water seepage in attic (e.g., water from a downpour saturates plaster causing the ceiling to collapse); Overheated appliances (e.g., failure of thermostat causes coffee maker to overheat, scorching counter; Dropped or fallen object (e.g., mirror or light fixture falls and chips the lavatory basin requiring replacement of the fixture); Accidental damage (e.g., homeowner accidentally damages garage in attempting to cut down a tree); and
Building damage (e.g., homeowner falls accidentally damages rafters in attempting to insulate attic).

But we made it even better, offering . . .

• Loss of Use (No $ Limit up to Twelve Months) • Sewer Back-up ($2,500 Limit)
• Lock Replacement ($250 Limit/No Deductible) • Good Citizen Coverage (Increased   Coverage While Working as a Volunteer for a Nonprofit, Charitable Organization)
• Coverage for owned golf carts ($5,000 limit) • Arson Award
• Refrigerated Products ($500 Limit) • Credit Card, Fund Transfer Card, Forgery, and   Counterfeit Money ($5,000 Limit)
• Incidental Business Activities for Children Under 21

Loss of Income Coverage, Pacer's Special
Our Pacer policy provides loss of income protection for up to six months. That's money that can help pay your mortgage or other living expenses if an accident disables you. That's Pacer protection - not found in other homeowners insurance packages!

There's Even More . . .
Inflation Protection • Personal Property Temporarily Away from the Residence (Covered up to $2,000 for Perils of Earthquake, Flood, Vehicle Overturn, or Collision)
• Coverage for Grave Marker - No Dollar Limit. • Debris Removal, After a Covered Loss
• Coverage for Business Property up to $2,500 • On-Premises Trees, Shrubs, and Plants ($500 Limit) • Special Limit of $5,000 for Electronic Data Processing Equipment • Property of a Student Who Is an Insured Is Covered While at a Residence Away from Home • No Deductible Applied to Bibles and Religious Books • Theft Coverage for Jewelry, Furs, and Firearms up to $2,500

Additional Pacer extras automatically included. Replacement cost coverage* for your home and your personal property with no deduction for depreciation.

Extra dwelling protection:
If the cost to replace your home exceeds your coverage limit, we will increase the stated amount of insurance by up to 25 percent, subject to policy provisions.


The Pacer can be designed to meet your special needs:
Certain valuable items such as fine jewelry, furs, antiques, silver flatware, and fine art can be specially scheduled at amounts exceeding the coverage limits provided in the policy; watercraft, trailers, motors and other equipment may also be endorsed for additional coverage; and overflow of sump pumps.

blake shively




Need Additional Liability Protection?
The Pacer allows you to increase basic liability and medical coverage;
extend liability to a secondary location or rental property; cover certain business activities conducted in the home; provide off-premises coverage for qualified business pursuits; and provide liability coverage for watercraft and snowmobiles.

For protection from catastrophic loss, ask your agent about the Personal Excess Liability Policy.



Due to applicable state laws, certain coverages may not be
availablein your state. Please see policy for details on coverages.


* Subject to loss from a covered peril. Personal property covered u pto a maximum of 75 percent of written coverage on the dwelling. See policy for special limits on certain types of personal property





Blake Shively Insurance Agency

11800 Shelbyville Road, Suite 10 • Louisville, KY 40243
(502) 245-0001

e-mail us: bshively@iolky.com

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