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999 Baxter Street, Suite A, Athens, Georgia 30606
Phone: 706.353.0090 • Fax: 706.353.0603 • E-mail: cartapp@negia.net

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e. curtis carterE. Curtis Carter - Georgia Certified General Appraiser #331.

Bachelor of Business Administration in Real Estate and Urban Development, University of Georgia, 1976. Involved in real estate sales, management, and appraisal for over 20 years. Owner-Senior Appraiser of Carter Appraisal since 1986. SRA designation from the Appraisal Institute. FHA designated/approved Appraiser. Georgia Licensed Real Estate Broker since 1978. Specializes in Commercial Properties; Investment Properties and Consultation; Litigation Appraisals (resulting from estates, divorces, equity partition, property disputes, others). Extensive experience in court testimony. Member of Athens Area Council of Real Estate Appraisers (served as President three terms); Appraisal Institute; Athens Board of Realtors (and state/national affiliations); Athens Area Homebuilders Association; Athens-Area Chamber of Commerce; Oconee County Chamber of Commerce; Women's Council of Realtors. Civic involvement includes member of North High Shoals City Council; Board of Directors of Housing and Economic Leadership Partners; Past member and VP of the Board of Directors of Kelley Workshop; Past member and president of Athens Jaycees; Region Director and State Staff of Georgia Jaycees; Member and Past Commander of the Georgia Jaycee Rebel Corps. Resident of Oconee County.

wanda l. gabrielWanda L. Gabriel - Georgia Certified Residential Appraiser #217

Bachelor of Business Administration in Real Estate and Urban Development, University of Georgia, 1978. Masters of Business Education, University of Georgia, 1983. Background in Real Estate Construction, Management, and Accounting. Full-time Real Estate Appraiser since 1986. Course instructor for several local lenders and organizations; specializes in FHA/HUD courses. FHA approved appraiser. Appraises single-family and 2-4 family residential properties in a seven-county market area. Georgia Licensed Real Estate Salesperson. Specializes in appraisal of FHA properties and rural properties in all value ranges. Resident of Oglethorpe County.

becky smithRebecca A. (Becky) Smith - Georgia Licensed Appraiser #1074

Background in Business Management, Accounting, Office Management. Full-time Real Estate Appraiser since 1986. Specializes in Oconee, Walton, and Barrow Counties. Specializes in high-end residential properties and Relocation Appraisals. Civic involvement includes membership in the Athens Chamber of Commerce and the Classic City Pilot Club - having served twice as President and having recently completed a two-year term as East Region Lt. Governor for the Georgia District; also served as Ga. District Secretary. Also serves CAS as Chief Accountant. Grew up in, educated in, and currently a resident of Clarke County.

patti d. bradfordPatti D. Bradford - Georgia Registered Appraiser #6882

Background in education. Bachelor of Science in Special Education, University of Georgia 1984. Involved in Real Estate Appraisal since 1997, appraising single family properties in Clarke, Oconee, Madison, and Oglethorpe Counties. Civic involvement includes Athens Area Council on Child Abuse and the Athens Jaycees. Lifelong resident of Clarke County.


brenda c. tongeBrenda C. Tonge - Georgia Registered Real Estate Appraiser #6229

Attended Montana State University - Bozeman 1991-1992. Bachelor of Arts Degree from Arizona State University - Tempe 1995. Involved in personal/investment real estate since 1980. Full time appraiser since 1997; first as apprentice appraiser with North Georgia Real Estate and Appraisal Services - Associated with Carter Appraisal in August 1998. Specializes in rural properties in Jackson, Madison, and Banks Counties - full familiarity with manufactured housing. Currently training to specialize further in upscale housing and relocation , and 2-4 family/income properties. Civic involvement includes guest lecturer in Anthropology and Archaeology for the Madison County School System; team mother for Little League, USTA Team Tennis Programs, Middle and High School Tennis Teams. Resident of Madison County.

deana smithDeana Smith - Office Manager

Hers is most likely the nice voice that you hear when you call our office. Runs everything. Knows everything. Ask her your problem questions first; she will likely resolve the issue. Responsible for file scheduling, accounting issues, ordering, file inventory, research, and pretty much everything else. Been with CAS since 1994. Background in photography and photographic equipment.


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Carter Appraisal Services, Inc.
999 Baxter Street, Suite A • Athens, GA 30606
(706) 353-0090 • Fax:  (706) 353-0603

e-mail us - cartapp@negia.net

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