The Schachte and Gosnell Insurance Agency offers comprehensive
or coverage for all types of business. Whether you lease/own a
store or your business is in your home, the proper coverage will
protect your business and personal assets for the life of your
business. We are able to tailor coverages to meet the specific
needs of your individual business.
- Commercial
Property
- Commercial
General Liability
- Worker's
Compensation
- Business
Automotive
- Commercial
Excess Liability
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Property
coverages we offer can include:
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Optional
Coverages:
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- Automatic Building
Limit Increase
- Business Income
and Extra Expense
- Completed Additions
- Outdoor Furniture
- Permanently Installed
Fixtures
- Personal Property
and Personal Property of Others
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- Electronic Equipment
- Employee Dishonesty
- Refrigeration
Spoilage
- Burglary and Robbery
- Earthquake and
Volcanic Action
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We can develop a
package that meets the special needs of your business.
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We offer garage insurance for: Franchised auto dealers,
non-franchised auto dealers, farm machinery dealers, service stations,
repair garages, storage garages. |
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Premier
Contractors Program
This program is offered to many different contractors including:
appliances, carpentry, drilling, fence erection, interior decorators,
janitorial services, landscapers, painting, and plumbing. This
list is not inclusive of all contractors that fall under this
program. Also, ask about our program for subcontracted work
and employers' non-ownership and hired auto liability.
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Protecting
Your In-Home Business
There
are several types of insurance policies available for in-home
businesses.
They include:
- Incidental
Business Endorsement
- Business
Owners Package Policy
- In-Home
Business Owners Policy
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Schachte and Gosnell
Insurance will determine which of these coverages is appropriate
for your business. You also will want to discuss with your agent
whether you will need to purchase a personal or commercial automobile
policy. We also offer life insurance, disability insurance, health
plans, annuities and workers' compensation to those in-home businesses
where this is your full-time occupation. |