Products and Financial Services

Life Insurance • Whole Life • Term • Variable Life • Universal Life Health Insurance •  Major Medical •  Short Term Major Medical •  HMO's •  PPO's •  Individual and Group Health •  Dental •  Medical Savings Discounts Disability Insurance • Short Term • Long Term

Annuities	• Variable Annuities	• Immediate Annuities
	• Fixed Annuities	• Tax Sheltered Annuities

Products and Financial Services

Mutual Funds

• Equity

• Growth

Retirement Program

• 401(k) • SEPS • Define Contibutions • Money Purchase • IRAs (Roth)

	Supplemental Health

•	Cancer
•	Hospital Indemnity
•	Intensive Care
•	Medicare Supplements
•	Long Term Care
•	Accident Income

Services - Section 125 Flexible Benefit Plans

• Section 125 Flexible Benefit Plans (Cafeteria Plans).   U.I.A., Inc. through fine companies such as A.F.L.A.C.   can setup and install Section 125 flexible benefits   plans for employers with five or more employees. • Risk Management - U.I.A., Inc. help minimize our   clients risk exposure.

Personal and Commercial Lines

Personal Lines

• Auto	• Homeowners	• Renters
• Motorcycles	• Boats and Yachts	• Flood

Commercial Lines

A.	Commercial Auto
		1. Liability Limits to $10,000,000
		2. Physical Damages values to $100,000 per vehicle
		3. Logging Trucks
		4. Tow Trucks
		5. Dump Trucks
		6. Long-Haul
B.	Commercial Property
		1. Competitive Rates
		2. Can be written as a package or mono-line
C.	General Liability
D.	Garage
		1. Used Car Dealer
		2. Repair Shops, Body Shops and Towing Services
		3. GKLL/"On Hook"/COL
E.	Inland Marine
F.	Errors and Omission
G.	Professional Liability
		1. Package or Mono-line and General Liability
		2. Includes both premises and professional coverage
		3. 3,000,000 per occurrence/3,000,000 General
		Aggregate available including traditional "Broad Form"      CGL coverages
		4. A wide variety of miscellaneous professional clauses
H.	Bonds
		1. Contract Bonds
		2. Court Bonds
		3. Crime Policies
		4. Financial Institute Bonds
		5. Judiciary Bonds
		6. Miscellaneous Type Bonds
		7. Credit Insurance Policies
		8. Builders Risk Insurance Policies
I.	Workers' Compensation
J.	Garage Keepers
K.	Directors and Officers Liability
L.	Specialty Markets
		1. Contrators, Roofers, Christmas Trees, Restaurants,
		Daycares, Vacancies